Notice of Privacy Policy For
Alfred/Allegany Educational Employees FCU

The Credit Union is owned by its members and run by a board of directors you elect. You can be confident that your financial privacy is a top priority. We are required by law to give you this privacy notice to explain to you how we collect, use and safeguard your personal financial information.

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us or others; and
• Information we receive from a consumer reporting agency.

We do not disclose any nonpublic personal information about our members and former members to affiliates or non-affiliated third parties except as permitted by law.

We restrict access to your personal and account information to those Credit Union officers, directors, members of committees and employees who need to know that information to provide products or services to you.

We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

We will notify you of our privacy policy annually. We reserve the right to modify this policy at any time, but rest assured that if we do change it, we will tell you promptly.

The Board of Directors of the Alfred Allegany Educational Employees FCU
06/30/2008