About Us

Membership

• As an employee of Alfred State College or Alfred University, you’ve always been welcome to join our credit union. However, because of changes in the law, all of your family members are also eligible to join. Call or complete an application on-line.

How does a Credit Union Operate?

• Our interest rates on auto loans and personal loans are some of the lowest around, while our savings and CD rates usually are higher. Let us explain how!
• A credit union is owned by its members. When you save in a credit union, you’re really buying shares in that credit union. The shares you own earn you dividends each quarter based on the performance of the credit union. That performance is based on low expenses, sound investment policies and a portfolio of quality loans.

Who manages the credit union?

• A 7 member Board of Directors is elected by the Credit Union Members. 2-3 Directors are elected each year at the Annual Meeting.
• The Board meets on a monthly basis to review performance, set rates and transact any necessary business.
• A Manager and a Teller perform the day-to-day operations. They both report to the board.

Any of the board members listed below would be glad to help you with any questions you may have:

Debbie Clark – 871-2040 Steve Crandall – 871- 2987 Marshelle Gillette – 587-4724 Teresa Jaycox – 587-4065 Cyndi Jeffords – 587-3957 Yogi Jonchhe – 587-4695 Susan Peck – 871-2260 Manager Patricia Smith – 587- 4319 Supervisory Committee Members: Melody LaChiusa – 587-3189 Maureen Longhini – 587-4025 Tammy Wellington – 587-4065